Strategic Use of Government Bonds for Retirement Income
Retirement demands a shift from accumulation to distribution, where the challenge lies in converting savings into a reliable income stream. Stocks alone often prove too volatile, while traditional savings accounts fail to hedge against inflation. Government bonds emerge as a cornerstone solution, offering dependable income, principal preservation, and portfolio diversification.
Effective bond strategies require deliberate action. The guide outlines seven critical tips, emphasizing the three Core roles of bonds, comparing key government bond types, and advocating for Treasury Inflation-Protected Securities (TIPS) to safeguard purchasing power. The approach moves beyond passive ownership, focusing on resilience and precision in retirement planning.